How it Works
How Does Factoring Work?
Fast and easy to start — Begin factoring your invoices right away with Merchant Account Factoring partners by completing our brief loan request to the right. Apply now and we will let you know if you are approved in just 24 hours or less.
Receive cash for your invoices in one day or less — Don't wait days, weeks, months or even longer to be paid for your invoices. Increase your cash flow and encourage business growth by factoring your invoices with Merchant Account Factoring in one business day or less.
Add capital to your business that is not a loan. With factoring from Merchant Account Factoring our factoring company partners will advance you up to 96% of the face amount of your invoices in cash, then, they will collect on the invoice. There are no loans to pay back, no closing costs, no origination fees, no interest, and no long-term commitments required.
Increase marketing and advertising for your business — ramp up your marketing and advertising efforts using the increased cash flow from factoring your invoices and gain more revenue for growth and expansion.
Provide consistent weekly cash flow to allow for better planning and growth. Factoring provides you with more working capital and the ability to save for emergency funds as well. You always have a place to get fast cash from your outstanding invoices and accounts receivable with Merchant Account Factoring.
Less stress involving a lack of cash — Invoice factoring and invoice financing from Merchant Account Factoring provides you with a reliable financial tool to meet business obligations and takes the stress off your company.
Cut collection costs — Save your employees' time for growing your business and helping customers. There's no need to take on a collection manager with Merchant Account Factoring; our invoice factoring partners factor your invoices and take care of collections.
Gain the flexibility to offer better terms to customers — with factoring, you benefit from better cash flow and the flexibility to offer better terms to your customers, thereby growing your business and expanding your customer base.
Approval is based on the financial strength of your customers. Because funding is based on your customers and not your personal business credit score or FICO scores, even businesses in challenged financial situations can use factoring services from Merchant Account Factoring to overcome their cash flow obstacles.
Focus on your business instead of collecting invoices. Spend more of your time doing what you do best - managing your business - and leave the invoices to Merchant Account Factoring. You receive fast cash for factoring your invoices, and our factoring partners take on all of the risk of collecting on the invoice
